MINISTRY OF EDUCATION AND TRAINING STATE BANK OF VIETNAM HO CHI MINH UNIVERSITY OF BANKING NGUYEN THI NHU YEN DETERMINANTS OF CREDIT RISK IN VIETNAMESE COMMERCIAL BANKS GRADUATE THESIS MAJOR: FINANCE – BANKING CODE: 7 34 02 01 HO CHI MINH CITY, 2023 MINISTRY OF EDUCATION AND TRAINING STATE BANK OF VIETNAM HO CHI MINH UNIVERSITY OF BANKING Author: NGUYEN THI NHU YEN Student code: 030135190760 Class: HQ7-GE06 DETERMINANTS OF CREDIT RISK IN VIETNAMESE COMMERCIAL BANKS GRADUATE THESIS MAJOR: FINANCE – BANKING CODE: 7 34 02 01 ADVISER DR. LE HA DIEM CHI HO CHI MINH CITY, 2023 i ABSTRACT This research aims to find the determinants affecting the credit risk of commercial banks in Vietnam. The credit risk of Vietnamese commercial...